Rate Cards

For the most current rates, use the individual rate cards below or calculate rates online with MGIC's Rate Finder.

Check the Rate Filing Status for each state to help determine which rates to use.

Restricted markets questions? Use our lookup tool to determine if the property requires restricted markets rates/guidelines.

Note: links below open .pdf documents.

National: Monthly and ZOMP!, Level and Standard Annuals and One-Time MI rates for all states except New York.; Note: Please use the Tier Two Restricted Market rates for properties in Arizona, California, Florida and Nevada.; March 2009; Tier One Restricted Market Rate Card - March 2009; Tier Two Restricted Market Rate Card - March 2009; July 2008; Restricted Markets Rate Card - July 2008; Restricted States Rate Card - July 2008
New York: Monthly and ZOMP!, Level and Standard Annuals and One-Time MI rates for the state of New York; November 2008 (Card reflects March 2008 rates and November 2008 underwriting changes); June 2008 SingleFile/LPMI; HFA Premium Rates – September 2008; top
Housing Finance Agencies: Premiums for loans purchased by state and local HFAs that issue tax-exempt mortgage revenue bonds (MRBs) to provide affordable residential mortgages.; HFA Premium Rates - March 2009
SingleFile & Standard LPMI single premiums: March 2009 (Card reflects August 2008 rates and March 2009 underwriting changes); July 2008
SingleFile & Standard LPMI monthly premiums: March 2009 (Card reflects August 2008 rates and March 2009 underwriting changes); July 2008
One-Time MI: These single premiums are financeable and provide coverage until the loan amortizes to an LTV of 78%; March 2009 (Card reflects August 2008 rates and March 2009 underwriting changes); top
SmartPath: Monthly and ZOMP! rates for participants in MGIC's SmartPath program
Split Premiums: Standard Split Premium plans combine an up-front premium with monthly premiums; April 2009 (Card reflects April 2009 rates and March 2009 underwriting changes); October 2008 (Card reflects August 2008 rates and October 2008 underwriting changes)
Puerto Rico: Monthly, One-Time MI, Split Premium and Lender Paid Single Premium rates for Puerto Rico; April 2009; Split Premiums April 2009; SingleFile LPMI Single Premiums April 2009; top