Rate Cards

For the most current rates, use the individual rate cards below or calculate rates online with MGIC's Rate Finder.

Check the Rate Filing Status for each state to help determine which rates to use.

Restricted markets questions? Use our lookup tool to determine if the property requires restricted markets rates/guidelines.

Note: links below open .pdf documents.

National: Monthly and ZOMP!, Level and Standard Annuals and One-Time MI rates for all states except New York.; October 2009; Tier Two Restricted Market Rate Card - October 2009; March 2009
New York: Monthly and ZOMP!, Level and Standard Annuals and One-Time MI rates for the state of New York; October 2009; SingleFile/LPMI - October 2009; HFA Premium Rates – March 2009; top
Housing Finance Agencies: Premiums for loans purchased by state and local HFAs that issue tax-exempt mortgage revenue bonds (MRBs) to provide affordable residential mortgages.; HFA Premium Rates - March 2009
SingleFile LPMI Premiums: Nonrestricted and Tier One Restricted Markets - October 2009; Tier Two Restricted Markets - October 2009
One-Time MI: These single premiums are financeable and provide coverage until the loan amortizes to an LTV of 78%; October 2009; March 2009; top
Split Premiums: Standard Split Premium plans combine an up-front premium with monthly premiums; April 2009; October 2008
Puerto Rico: Monthly Premium rates; August 2009; top