// make sure there is no comma after the last key-value pair

var arrNAV = {
	"Origination": {
		tooltip:"Origination",
		url:"/origination/origination.html",
		options: {
			"MI on the WEB": {
						tooltip:"MI on the WEB info",
						url:"/origination/miontheweb.html"
			},
			"Loan Center": {
						tooltip:"The Loan Center info",
						url:"/origination/loancenter.html"
			},
			"eMagic": {
						tooltip:"eMagic info",
						url:"/origination/emagic2.html"
			},
			"LOS MI Order Interface": {
						tooltip:"MI Order Interface in your Loan Origination System",
						url:"/origination/los_miorderinterface.html"
			},
			"Other MI Delivery Options": {
						tooltip:"Other MI Delivery Options",
						url:"/origination/othermioptions.html"
			},
			"Contract Services&hellip;": {
				tooltip:"Contract Services",
				url:"/origination/contractservices.html",
				options: {
					"&middot;&nbsp;Contract File Delivery Options": {
						tooltip:"Contract File Delivery Options",
						url:"/origination/contractoptions.html"
					},
					"&middot;&nbsp;DU &amp; LP Service": {
						tooltip:"DU Service",
						url:"/origination/dunlpservice.html"
					}
				}
			},
		   "Contact Customer Service": {
				tooltip:"Customer Service",
				url:"/contact/customerservice.html",
				target:"_blank"
			},
		   "MGIC Applications": {
				tooltip:"MGIC Applications",
				url:"/origination/mgic_applications.html"
			},
			"Refi-to-Mod&hellip;": {
				tooltip:"",
				url:"/origination/refi_to_mod.html",
				options: {
					"&middot;&nbsp;How to submit to RTM": {
						tooltip:"",
						url:"/origination/submit_rtm.html"
					},					
					"&middot;&nbsp;Activating RTM": {
						tooltip:"",
						url:"/origination/activating_rtm.html"
					},
					"&middot;&nbsp;Q&amp;A - Same Insured/Servicer": {
						tooltip:"",
						url:"/origination/rtm_faq.html"
					},
					"&middot;&nbsp;Q&amp;A - New Insured/Servicer": {
						tooltip:"",
						url:"/origination/rtm_faq_new.html"
		
					}
				}
			},
			//NOTE - when the Master Policy Declarations page is ready to go live, please put the MP Application as a subnav item. Be sure to change the current[] nav info in the <head> on the mpapp.html page. 
			//"MGIC Master Policy": {
			//	tooltip:"MGIC Master Policy",
			//	url:"/is/cgi-bin/decpdf.cgi?rm=mainpage",
			//	options: {
			//		"&middot;&nbsp;MP Appliciation": {
			//			tooltip:"",
			//			url:"/secure/mpapp.html"
			//		}
			//	}
			//},
			"MGIC Master Policy Application": {
			tooltip:"MGIC Master Policy Application",
			url:"/secure/mpapp.html"
			},
			"MIC Information": {
			tooltip:"MIC Information",
			url:"/origination/mic_info.html"
			}
		}
	},  // Origination

	"Servicing": {
		tooltip:"",
		url:"/servicing/servicing.html",
		options: {
			"MI Servicing&hellip;": {
				tooltip:"What to do with your MI",
				url:"/servicing/miservicing.html",
				options: {
					"&middot;&nbsp;Activate Coverage": {
						tooltip:"",
						url:"/servicing/activatemicoverage.html"
					},
					"&middot;&nbsp;Receive Premium Bills": {
						tooltip:"",
						url:"/servicing/receivepremiumbills.html"
					},
					"&middot;&nbsp;Transfer Servicing": {
						tooltip:"",
						url:"/servicing/transferservicing.html"
					},
					"&middot;&nbsp;Change Loan Numbers": {
						tooltip:"",
						url:"/servicing/changeloannumbers.html"
					},
					"&middot;&nbsp;Report Assumptions": {
						tooltip:"",
						url:"/servicing/reportassumptions.html"
					},
					"&middot;&nbsp;Report Modifications on Performing Loans": {
						tooltip:"",
						url:"/servicing/submitaloanmod.html"
					},
					"&middot;&nbsp;Order Portfolio Audits": {
						tooltip:"",
						url:"/servicing/portfolioaudits.html"
					},
					"&middot;&nbsp;Cancel Coverage": {
						tooltip:"",
						url:"/servicing/cancelmi.html"
						}
					}

				},

			"MI Servicing Guide/Forms": {
				tooltip:"",
				url:"/servicing/servicingguidelines.html"
			},
			"Default Servicing/Claims Guides": {
				tooltip:"",
				url:"/servicing/defaultguides.html"
			},
			"Default Servicing/Claims Bulletins": {
				tooltip:"",
				url:"/servicing/defaultbulletins.html"
			},
			"Default Servicing/Claims Forms": {
				tooltip:"",
				url:"/servicing/claimsforms.html"
			},
			
			"Default Servicing&hellip;": {
				tooltip:"",
				url:"/servicing/defaultservicing.html",
				options: {
					"&middot;&nbsp;Report Defaults": {
						tooltip:"",
						url:"/servicing/reportadelinquency.html"
					},
					"&middot;&nbsp;Update Default Status": {
						tooltip:"",
						url:"/servicing/updatedefaultstatus.html"
					},
					"&middot;&nbsp;Training Tutorials": {
						tooltip:"",
						url:"/tutorials/list_default_servicing.html"
					}
				}
			},
			"Loss Mitigation&hellip;": {
				tooltip:"",
				url:"/servicing/lossmitigation.html",
				options: {
					"&middot;&nbsp;Home Retention Options&hellip;": {
						tooltip:"",
						url:"/servicing/homeretention.html",
						options: {
							"&middot;&nbsp;Forbearance": {
								tooltip:"",
								url:"/servicing/forbearance.html"
							},
							"&middot;&nbsp;Repayment": {
								tooltip:"",
								url:"/servicing/repayment.html"
							},
							"&middot;&nbsp;HAMP": {
								tooltip:"",
								url:"/servicing/hamp.html"
							},
							"&middot;&nbsp;Loan Modifications": {
								tooltip:"",
								url:"/servicing/lossmit_loanmod.html"
							}
						}
					},
					"&middot;&nbsp;Nonretention Options&hellip;": {
						tooltip:"",
						url:"/servicing/nonretention.html",
						options: {
							"&middot;&nbsp;Foreclosure Postponement": {
								tooltip:"",
								url:"/servicing/foreclosurepostponement.html"
							},
							"&middot;&nbsp;Short Sale": {
								tooltip:"",
								url:"/servicing/shortsale.html"
							},
							"&middot;&nbsp;Deed in Lieu": {
								tooltip:"",
								url:"/servicing/deedinlieu.html"
							}
						}
					},
					"&middot;&nbsp;US Treasury/GSE Programs&hellip;": {
						tooltip:"",
						url:"/servicing/gsetreasuryprograms.html",
						options: {
							"&middot;&nbsp;US Treasury Programs": {
								tooltip:"",
								url:"/servicing/lossmit_treasuryprograms.html"
							},
							"&middot;&nbsp;Fannie Mae Programs": {
								tooltip:"",
								url:"/servicing/lossmit_fanniemaeprograms.html"
							},
							"&middot;&nbsp;Freddie Mac Programs": {
								tooltip:"",
								url:"/servicing/lossmit_freddiemacprograms.html"
							}
						}
					},
	
					"&middot;&nbsp;Training Tutorials": {
						tooltip:"",
						url:"/tutorials/list_default_servicing.html"
					}
				}
			},
			"Claim Filing&hellip;": {
			tooltip:"",
			url:"/servicing/fileaclaim.html",
					options: {
					"&middot;&nbsp;Required Documentation": {
						tooltip:"",
						url:"/servicing/claims_requireddocs.html"
					},
					"&middot;&nbsp;Training Tutorials": {
						tooltip:"",
						url:"/tutorials/list_claims.html"
					}
				}
			},
			"Tools&hellip;": {
			tooltip:"",
			url:"/servicing/servicing_tools.html",
					options: {
					"&middot;&nbsp;MGIC/Link Servicing": {
						tooltip:"",
						url:"/servicing/mlink.html"
					},
					"&middot;&nbsp;Secure File Transfer": {
						tooltip:"",
						url:"/servicing/sendandreceivefiles.html"
					},
					"&middot;&nbsp;Electronic Data Interface": {
						tooltip:"",
						url:"/servicing/edi.html"
					},
					"&middot;&nbsp;Automated Default Reporting": {
						tooltip:"",
						url:"/servicing/defaultreporting.html"
					},
					"&middot;&nbsp;Automated Renewal Billing": {
						tooltip:"",
						url:"/servicing/renewalbilling.html"
					}
				}
			},
			"Training Tutorials": {
				tooltip:"",
				url:"/tutorials/index.html"
			},
			"Sign Up for E-Mail Alerts": {
				tooltip:"",
				url:"/rates/rateandguidelineupdates.html"
			},
			"Sign Up for Services": {
			tooltip:"Register to do business online",
			url:"/contact/signup.html"
			}
		}
	},  // MI Services

	"Rates": {
		tooltip:"Rates",
		url:"/rates/rates.html",
		options: {
			"Rate Cards": {
				tooltip:"Rate Cards",
				url:"/rates/ratecards.html"
			},
				"Rate Finder&hellip;": {
				tooltip:"Calculate rates online!",
				url:"/is/html/ratefinder.html",
				options: {
					"&middot;&nbsp;Rate Finder Info": {
						tooltip:"",
						url:"/rates/ratefinder.html"
					}
				}
			},
			"Rate Filing Status": {
				tooltip:"Rate Filing Status Info",
				url:"/rates/ratefilingstatus.html"
			},
			"Refund Schedules": {
				tooltip:"Refund Schedules",
				url:"/rates/refundschedules.html"
			},
			"Rate Programs&hellip;": {
				tooltip:"Rate Programs",
				url:"/rates/rateprograms.html",
				options: {
					"&middot;&nbsp;BPMI - Singles": {
						tooltip:"",
						url:"/rates/bpmisingles.html"
					},
					"&middot;&nbsp;Level Annual": {
						tooltip:"",
						url:"/rates/levelannual.html"
					},
					"&middot;&nbsp;LPMI - Singles": {
						tooltip:"",
						url:"/rates/lenderpaid.html"
					},
					"&middot;&nbsp;Monthly Premiums": {
						tooltip:"",
						url:"/rates/monthlypremiums.html"
					},
					"&middot;&nbsp;Split Premiums": {
						tooltip:"",
						url:"/rates/splitpremiums.html"
					}
				}
			
			}
		}
	},  // Rates

	"Guides": {
		tooltip:"Guides",
		url:"/guides/guides.html",
		options: {
			"Underwriting Guides&hellip;": {
				tooltip:"Underwriting Guidelines",
				url:"/guides/underwriting.html",
				options: {
					"&middot;&nbsp;Restricted Markets": {
						tooltip:"",
						url:"/guides/restrictedmarkets.html"
					},
					"&middot;&nbsp;Guideline Supplements": {
						tooltip:"",
						url:"/guides/specialmarketguides.html"
					},
					"&middot;&nbsp;Market Trend Analysis": {
						tooltip:"",
						url:"/education/markettrend.html"
					}
				}
			},
			"U/W &amp; Rate Bulletins": {
				tooltip:"Servicing Guidelines",
				url:"/guides/bulletinsandletters.html",
					options: {
					"&middot;&nbsp;2008": {
						tooltip:"",
						url:"/guides/bulletinsandletters_2008.html"
					},
					"&middot;&nbsp;2007": {
						tooltip:"",
						url:"/guides/bulletinsandletters_2007.html"
					}
				}
			},
			"HFA Bulletins": {
				tooltip:"",
				url:"/guides/hfa_bulletins.html",
					options: {
					"&middot;&nbsp;2008": {
						tooltip:"",
						url:"/guides/hfa_bulletins_2008.html"
					}
				}
			},
			"Servicing Guide": {
				tooltip:"",
				url:"/servicing/servicingguidelines.html"
			},
			"Default Servicing Guide": {
				tooltip:"",
				url:"/servicing/defaultguides.html"
			},
			"Sign Up for E-Mail Alerts": {
				tooltip:"",
				url:"/rates/rateandguidelineupdates.html"
			}
		}
	},  // Guides
	
	"Business Development": {
		tooltip:"",
		url:"/stratserv/strategicservices.html",
		options: {
			"Consumer Marketing": {
				tooltip:"Consumer Marketing",
				url:"/stratserv/consumermktg.html"
			},
			"Customer Retention": {
				tooltip:"Customer Retention",
				url:"/stratserv/customerretention.html"
			},
			"MGIC's Contract Services": {
				tooltip:"Contract Services",
				url:"/stratserv/contractservices.html"
			},
			"Capital Markets Services&hellip;": {
				tooltip:"Capital Markets Services",
				url:"/stratserv/capitalmarkets.html",
				options: {
					"&middot;&nbsp;Wholesale Matchmaking": {
						tooltip:"Wholesale Matchmaking",
						url:"/stratserv/wholesalematchmaking.html"
					}
				}
			}
		}
	},  // Business Development
	
	"Learning Center": {
		tooltip:"",
		url:"/education/education.html",
		options: {
		"MGIC MI and FHA": {
				tooltip:"",
				url:"/education/mi_better_option.html"
		},
		"MI Tax Deductibility": {
				tooltip:"",
				url:"/education/mioptions_tax.html"
		},
		"Comparison Calculators": {
				tooltip:"",
				url:"/mgiccalculators/index.html"
		},
			"MI Basics&hellip;": {
				tooltip:"",
				url:"/education/mibasics.html",
				options: {
					"&middot;&nbsp;What is MI?": {
						tooltip:"",
						url:"/education/whatismi.html"
					},
					"&middot;&nbsp;MI Q &amp; A": {
						tooltip:"",
						url:"/education/mifaqs.html"
					},
					"&middot;&nbsp;Ordering MI": {
						tooltip:"",
						url:"/education/orderingmi.html"
					},
					"&middot;&nbsp;Cancelling MI": {
						tooltip:"",
						url:"/education/cancellingmi.html"
					}
				}
			},
			"Training Classes&hellip;": {
				tooltip:"",
				url:"/education/class_list.html",
				options: {
					"&middot;&nbsp;A.C.T.-ing on Customer Objections": {
						tooltip:"",
						url:"/education/dfl_acting_objections.html"
					},
					"&middot;&nbsp;Appraisal Training": {
						tooltip:"",
						url:"/education/dfl_appraisal.html"
					},
					"&middot;&nbsp;Being the Expert in Your Market": {
						tooltip:"",
						url:"/education/event_be_the_expert.html"
					},
					"&middot;&nbsp;Blended Selling Skills": {
						tooltip:"",
						url:"/education/dfl_blended_selling.html"
					},
					"&middot;&nbsp;Creating Customer Magic": {
						tooltip:"",
						url:"/education/dfl_creating_customer_magic.html"
					},
					"&middot;&nbsp;Credit Scores &ndash; Originator Perspective": {
						tooltip:"",
						url:"/education/event_credit_originator_perspective.html"
					},
					"&middot;&nbsp;Customer Service Training": {
						tooltip:"",
						url:"/education/dfl_customer_service.html"
					},
					"&middot;&nbsp;FHA, MI and the GFE Impact": {
						tooltip:"",
						url:"/education/event_fha_mi_and_gfe_impact.html"
					},
					"&middot;&nbsp;Fraud Detection": {
						tooltip:"",
						url:"/education/dfl_fraud.html"
					},
					"&middot;&nbsp;MI Basics": {
						tooltip:"",
						url:"/education/dfl_mi_basics.html"
					},
					"&middot;&nbsp;Putting the Pieces Together": {
						tooltip:"",
						url:"/education/dfl_ptpt.html"
					},
					"&middot;&nbsp;Self-Employed Borrowers": {
						tooltip:"",
						url:"/education/dfl_seb.html"
					},
					"&middot;&nbsp;Success Signals": {
						tooltip:"",
						url:"/education/dfl_success_signals.html"
					}
				}
			},
			"Live on e-Train": {
				tooltip:"",
				url:"/education/etrain.html"
			},
			"Recorded on e-Train": {
				tooltip:"",
				url:"/education/etrain_recorded.html"
			},
			
			"Training Tutorials&hellip;": {
				tooltip:"",
				url:"/tutorials/index.html",
				options: {
					"&middot;&nbsp;MI Origination": {
						tooltip:"",
						url:"/tutorials/index.html"
					},
					"&middot;&nbsp;MI Servicing": {
						tooltip:"",
						url:"/tutorials/list_servicing.html"
					},
					"&middot;&nbsp;Default Servicing": {
						tooltip:"",
						url:"/tutorials/list_default_servicing.html"
					},
					"&middot;&nbsp;Claim Filing": {
						tooltip:"",
						url:"/tutorials/list_claims.html"
					}
				}
			},
			"Classroom Training": {
				tooltip:"",
				url:"/education/classroom_training.html"
			},
			"MGIC Trainers&hellip;": {
				tooltip:"",
				url:"/education/trainers.html",
				options: {
					"&middot;&nbsp;Rebecca Chase": {
						tooltip:"",
						url:"/education/bio_rebecca_chase.html"
					},
					"&middot;&nbsp;Beryl Johnson": {
						tooltip:"",
						url:"/education/bio_beryl_johnson.html"
					},
					"&middot;&nbsp;BJ McCutcheon": {
						tooltip:"",
						url:"/education/bio_bj_mccutcheon.html"
					},
					"&middot;&nbsp;Jeff Platfoot": {
						tooltip:"",
						url:"/education/bio_jeff_platfoot.html"
					},
					"&middot;&nbsp;Lynne Swatek": {
						tooltip:"",
						url:"/education/bio_lynne_swatek.html"
					},
					"&middot;&nbsp;Terry Ward": {
						tooltip:"",
						url:"/education/bio_terry_ward.html"
					},
					"&middot;&nbsp;Sheryl Yu": {
						tooltip:"",
						url:"/education/bio_sheryl_yu.html"
					}
				}
			},
			"Homebuyer Education&hellip;": {
				tooltip:"",
				url:"/education/training.html",
				options: {
					"&middot;&nbsp;Online Education &amp; Certification": {
						tooltip:"",
						url:"/education/buyersed.html"
					},
					"&middot;&nbsp;Buyers Ed Code Registration": {
						tooltip:"",
						url:"/stratserv/oyohlenderegistration.html"

					}
				}

			}
		}
	},   //Learning Center
	
	"Emerging Markets": {
		tooltip:"",
		url:"/emergingmkts/emergingmkts.html",
		options: {
			"HFA Programs": {
				tooltip:"",
				url:"/emergingmkts/housingfinanceagencies.html"
			}
		}
	}  // Emerging Markets
	
};

					
