Mortgage insurance rates
MGIC rates
MGIC offers lenders both a risk-based pricing model that provides rates tailored to unique loan scenarios and traditional rate card pricing. You can get the right rate for both rate plans through our MiQ rate quote platform.
Contact your MGIC representative if you have questions about your organization’s MGIC pricing model.
If you are a Credit Union, no matter what type of rate plan you are using, you can get the right rate from our MiQ rate quote platform. To view your rate card pricing, click here.
Popular MI premium plans
Compare our 5 most popular premium plans to determine which best suits your borrowers’ needs.
Interested in ways to leverage mortgage insurance to build relationships and grow your business?
Get a quote
Get the right rate, right now with our MiQ rate quote platform
MiQ stands for Mortgage Insurance Quote, and that’s just what you’ll get. Whether your organization has opted for risk-based or rate card pricing, get MI quotes in a snap through our easy-to-use rate quote platform.
For your reference
Coverage requirements & exposure
Look up Agency and charter-level coverage requirements and determine exposure and various levels of coverage.
Refunds
We offer refundable and non-refundable Premium plans. Premium refundability is specified on each loan's insurance Commitment/Certificate.
State Filing Status
Status reports on recent changes that are dependent on regulatory approvals.
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Why partner with MGIC?
Our customers have been counting on us as their go-to MI partner for over half a century.