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Self-employed borrower cash flow analysis

NOW AVAILABLE — the 2014 Tax Year AGI and SAM editable, auto-calculating worksheets.

Analyze cash flow of self-employed borrowers and other sources of income using our Cash Flow Worksheets.

What’s new this year?

  • A more robust Cash Flow Summary section makes for easy entry of income details
  • The rental income analysis worksheet guides you through accurate entry of the PITIA method

As always:

  • SAVE our forms to your desktop to make access easy and convenient
  • Line-by-line instructions guide you through tax returns
  • Built-in calculators perform math functions
  • Remember Help is just a click away. Clicking a tax line number takes you to our resource guide, Evaluating the Self-Employed Borrower

Access the worksheets:

Click here to access our Cash Flow Worksheets.


To use the AGI/SAM Cash Flow Work Sheets, you will need the following:


  • I can enter data, but the calcs do not work — JavaScript may not be enabled on your computer. In the Adobe Reader Menu, click Edit > Preferences > JavaScript > Enable Acrobat JavaScript.
  • Form does not work at all — Is Adobe Reader version 8.0 or higher installed on your computer? Download the latest version from http://get.adobe.com/reader/.


Sign up for our Self-Employed Borrower cash flow analysis webinars designed for processors, underwriters and loan officers. We offer personal tax return analysis classes using the SAM and AGI methods and a business tax return analysis class, which is the same for SAM and AGI methods.