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Self-employed borrower cash flow analysis

Zoom in on cash flow.

As business owners, the goal for self-employed borrowers is to maximize income yet reduce tax liability. The problem with that is reducing tax liabilities minimizes taxable income and makes qualifying for a loan more challenging.

Our cash flow analysis worksheets help you to easily and accurately determine a self-employed borrower's income.

Cash flow analysis worksheets for tax year 2020

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Our editable, auto-calculating worksheets help you to analyze:

  • Cash Flow and YTD Profit and Loss (P&L)
  • Comparative Income
  • Liquidity Ratios
  • Rental Income

For employment and other types of income, check out our Income Analysis worksheet.

Access the worksheets

Sign up for instant access to our SEB worksheets (SAM with P&L, Comparative Income and Liquidity), as well as our Income Analysis worksheet (for employed or non-employed income sources) and our Rental Income worksheet.


Sign up for our income training webinars. We offer evaluating base and variable incomerental income analysispersonal and business tax return analysis and financial statement review classes.

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