Rate Finder - Plus

Select Option:
       Attention: Rate Finder - Plus does not check eligibility for HARP refinances.
Find Rate – Eligibility is not evaluated.
Find Rate and Check Eligibility – Provides a rate quote AND evaluates eligibility.
Check Eligibility – Rate quote is not provided.

For your convenience, Rate Finder prefills certain fields with frequently used values.  Before submitting your request, be sure to confirm or modify the pre-filled values.

LOAN INFORMATION
Loan Amount:	(without financed premium) Loan Amount is required.
Interest Rate:	%
Loan Amortization Term:	months Loan Amortization Term is required and must be greater than 0 but less than or equal to 600.
Balloon Loan:	No Yes
Balloon Term:	months Balloon Term is required.
Buydown Type:	No Buydown 1-0 2-1-0 3-2-1-0
Loan Type:	Fixed ARM Loan Type is required.
Loan Instrument:	Fixed Rate ARMs 5 Years or Greater Temp Buydown or ARM - Annual Caps <= 1% All Other ARMs / Non-Fixed Loan Instrument is required.
Repayment Type:	Fully Amortizing Bi-Weekly Repayment Type is required.
ARM Index:	1 Year LIBOR 10 Year Treasury 11th District COF 1 Month LIBOR 1 Year Treasury 3 Month LIBOR 3 Month Treasury 3 Year Treasury 5 Year Treasury 6 Month CD 6 Month LIBOR 6 Month Treasury 7th District COF LAMA MTA National Avg Contract National Median COF New York Prime Other Unknown ARM Index is required.
ARM Index Rate:	%
ARM Margin:	%
Initial Adjustment Period:	months ARM Initial Adjustment Period is required.
Periodic Adjustment Period:	months ARM Periodic Adjustment Period is required.
Initial Adjustment Cap:	%
Periodic Adjustment Cap:	%
Lifetime Adjustment Cap:	%
Loan Purpose:	Purchase Refinance Construction-Permanent Loan Purpose is required.
Purpose of Refinance:	Rate/Term Refinance Home Improvement Cash-Out Refinance Refinance Purpose is required if Loan Purpose is "Refinance".
Total Closing Costs & Prepaids:	Total Closing Costs & Prepaids is required.
PITI:	PITI is required.
Secondary Financing Amount:	Secondary Financing Amount is required.
Seller Paid Closing Costs:	Seller Paid Closing Costs are required if Loan Purpose is "Purchase" or "Construction".
Debts to be Paid Off:	Amount of Debts to be Paid Off is required and must be greater than $0 if Loan Purpose is "Refinance".
Number of Liens to be Paid Off:	Indicate the number of liens to be paid off with a refinance.
Total Liquid Assets:	Borrower's Total Liquid Assets are required.
All Other Monthly Payments:	Borrower's All Other Monthly Payments is required.
AUS:	DU LP Not Applicable AUS is required.
DU Recommendation:	Approve / Eligible Approve / Ineligible Refer / Eligible Refer / Ineligible Refer with Caution EA-1 Eligible EA-1 Ineligible EA-2 Eligible EA-2 Ineligible EA-3 Eligible EA-3 Ineligible Out of Scope DU Recomendation is required if AUS is "DU".
LP Determination:	Accept / Eligible Accept / Ineligible Caution / Eligible Caution / Eligible A- Offering Caution / Ineligible LP Determination is required if AUS is "LP".
PROPERTY INFORMATION
Property State:	Select State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Guam Puerto Rico US Virgin Islands USPS ZIP Code Lookup Property State is required.
Property ZIP Code:	County: Loading... Property ZIP Code is required.
Number of Units:	1 2 Number of Units is required.
Occupancy Type:	Primary Residence Secondary Residence Occupancy Type is required.
Sales Price:	Sales Price is required.
Appraised Value:	Appraised Value is required.
Subject Property Type:	Detached Attached Condo Co-op MH - Double Wide or Greater Subject Property Type is required.
Appraisal Made:	As Is Subject to Completion Subject to Inspection Subject to Repairs Appraisal Made is required.
BORROWER INFORMATION
Monthly Income:	Monthly Income for this borrower is required.
Indicator Credit Score:	Borrower's Indicator Credit Score is required.
Borrower to Occupy:	No Yes Indicate borrower's intent to occupy subject property.
Ownership of Property Last 3 Years:	No Yes Unknown Indicate whether borrower has owned property in the past 3 years.
CO-BORROWER 1 INFORMATION
Monthly Income:	Monthly Income for this co-borrower is required.
Indicator Credit Score:	Co-Borrower's Indicator Credit Score is required.
Borrower to Occupy:	No Yes Indicate co-borrower's intent to occupy subject property.
Ownership of Property Last 3 Years:	No Yes Unknown Indicate whether co-borrower has owned property in the past 3 years.
CO-BORROWER 2 INFORMATION
Monthly Income:	Monthly Income for this co-borrower is required.
Indicator Credit Score:	Co-Borrower's Indicator Credit Score is required.
Borrower to Occupy:	No Yes Indicate co-borrower's intent to occupy subject property.
Ownership of Property Last 3 Years:	No Yes Unknown Indicate whether co-borrower has owned property in the past 3 years.
CO-BORROWER 3 INFORMATION
Monthly Income:	Monthly Income for this co-borrower is required.
Indicator Credit Score:	Co-Borrower's Indicator Credit Score is required.
Borrower to Occupy:	No Yes Indicate co-borrower's intent to occupy subject property.
Ownership of Property Last 3 Years:	No Yes Unknown Indicate whether co-borrower has owned property in the past 3 years.
CO-BORROWER 4 INFORMATION
Monthly Income:	Monthly Income for this co-borrower is required.
Indicator Credit Score:	Co-Borrower's Indicator Credit Score is required.
Borrower to Occupy:	No Yes Indicate co-borrower's intent to occupy subject property.
Ownership of Property Last 3 Years:	No Yes Unknown Indicate whether co-borrower has owned property in the past 3 years.
CO-BORROWER 5 INFORMATION
Monthly Income:	Monthly Income for this co-borrower is required.
Indicator Credit Score:	Co-Borrower's Indicator Credit Score is required.
Borrower to Occupy:	No Yes Indicate co-borrower's intent to occupy subject property.
Ownership of Property Last 3 Years:	No Yes Unknown Indicate whether co-borrower has owned property in the past 3 years.
MI INFORMATION
MGIC Program:
Premium Type:	You have not provided sufficient data to determine available Premium Type choices.
Lender State:	Select State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Guam Puerto Rico US Virgin Islands Lender State is required if Premium Type is LPMI.
Upfront Premium:	0.75% 1.00% 1.25% 1.50% 1.75% 2.00% Upfront Premium Is Financed
Coverage:	% Coverage % is required.
Renewals:	Renewals is required.
Relocation Loan:

Click here for MGIC's Underwriting Guidelines Summary