Skip Navigation
 
 
 

MGIC's Refi-to-Mod (RTM) Programs & HARP

MGIC’s Refi-to-Mod Programs

MGIC has two versions of the Refi-to-Mod (RTM) program: one version for the same insured/servicer, one for a new insured/servicer.

The RTM programs allow you to originate a new loan through refinancing, while MGIC processes the loan as a modification and continues the existing coverage.

The programs are open to all MGIC-insured loans with standard primary coverage.

MGIC's Refi-to-Mod Bulletin (05/08/09)
MGIC's Refi-to-Mod Bulletin (04/03/09)

Same Insured/Servicer Refi-to-Mod Program

Refi-to-Mod Requirements (07/07/09)
Refi-to-Mod Q & A
Same Insured/Servicer Refi-to-Mod Request

View our tutorial on MGIC’s Same Insured/Servicer Refi-to-Mod Program for a brief overview of the program.

New Insured/Servicer Refi-to-Mod Program

Refi-to-Mod Requirements (07/07/09)
Refi-to-Mod Q & A
New Insured/Servicer Refi-to-Mod Request

View our tutorial on MGIC’s New Insured/Servicer Refi-to-Mod Program for a brief overview of the program.

HARP

MGIC is proud to support the US Treasury’s Making Home Affordable initiative, commonly known as HARP. This includes supporting:

Loans that qualify for HARP and are insured by MGIC should be submitted under MGIC’s Refi-to-Mod Program.