Mortgage insurance activation integrations
Find more information on MI activation integrations with MGIC, including sample files.
Seamlessly activate MI coverage with an MI activation integration
The MI activation integration enables integrating partners to activate MI coverage as part of the closing process. This integration allows systems to communicate MI policy information to confirm that coverage should be placed into effect, helping ensure a smooth transition from an approved commitment to active coverage.
This integration is typically used during closing and even servicing workflows, allowing systems to activate MI coverage when ready. By enabling MI activation directly within your platform, users can complete crucial MI-related tasks without leaving their existing platform.
The documentation and sample resources provided here will guide you through building a reliable MI activation integration. You'll find information on supported request formats, expected responses, and best practices for handling successful activations and error scenarios.
Specifications
MGIC leverages MISMO® standard formats for requesting MI activations. Please visit MISMO's website for more details.
MISMO JSON
To ensure consistency and interoperability across platforms, MI activation requests are submitted through industry standard MISMO JSON. The current standard for MI activation is MISMO 3.5.
Sample files
Explore the sample files below to see examples of successful requests and responses. Simply modify data points to match desired loan scenarios and quickly create a suite of expected request and response files that can help facilitate your development and testing efforts.
MISMO 3.5 JSON MI activation sample request file
MISMO 3.5 JSON MI activation sample response file
Integration flows
Our integration flows outline how requests move through the system, from submission to response. They are designed to be predictable, transparent, and easy to troubleshoot, giving integrating partners a clear understanding of expected behavior at every step.
MISMO® is a registered trademark of Mortgage Industry Standards Maintenance Organization.