Ordering MGIC mortgage insurance
When you’re ready to order MGIC MI, we work hard to make it as easy as possible.
Mortgage insurance (MI) underwriting program options
When you order MI through MGIC, choose the underwriting program that best meets your needs.
Regardless of the option you choose, we rely upon the accuracy and validity of the information you submit and that the information is consistent with the final information we use to make the underwriting decision.
We employ the strongest available industry standards to electronically encrypt and protect your documents, data, and your borrower's personally identifiable information.
| Delegated underwriting | Non-delegated underwriting |
| When you submit data, you are responsible for accurate data entry. We are responsible for determining whether your data complies with our Eligibility Criteria. | When you submit documents to order MI, the information on the documents may be used (along with any data you submit) to determine whether your loan complies with our Eligibility Criteria. |
Ordering MI online
When you're ordering MI online through MGIC, you have the option to use your loan origination system (LOS) or our Loan Center.
You may be able to order MI through your LOS. In partnership with a number of LOS vendors, we’ve integrated the capability to order MGIC MI directly through their systems.
Loan Center makes ordering MI online from us fast and easy by providing:
- A secure entry point to order MI with a data file or documents
- The ability to submit data or electronic loan files and order MI 7 days a week
Log in to submit loans in Loan Center
Need a user ID and password? Sign up here
Delegated underwriting
- Enter data or upload a DU 3.2 data file to prepopulate most fields
- Loan Center’s dynamic field display and common default values further reduce data entry — especially for MGIC Go! loans
Learn more about ordering delegated MI underwriting
Non-delegated underwriting
- Upload loan documents for non-delegated MI underwriting
Learn more about ordering non-delegated MI underwriting
Manage existing loans
Once you’ve submitted a loan to MGIC — and regardless of how you submitted it — you can update information and follow its progress. You can also:
- Check loan status
- View loan documents
- Activate coverage
- Make changes to an MI commitment
- Resubmit a loan originally submitted as a data file
- Submit additional documentation
- Submit Gold Cert documentation
- Cancel an MI commitment
Other Loan Center services
- Access Gold Cert reports
- View the MiQ quote queue
- Access My Account to set up default settings for:
- MI premium paid by, premium type, refund and renewal options
- FCRA default credit agency details or to designate MGIC to collect FCRA data