Portfolio lending

Expand your reach and protect your portfolio with MGIC’s Portfolio Playbook solutions.

The importance of MI to your portfolio

If your portfolio is home to residential mortgages, especially those with LTVs exceeding 80%, you may be vulnerable when it comes to credit risk, higher capital requirements and higher loss reserve allowances.

MI can protect you from credit losses

Different levels of MI coverage can meet your portfolio needs

MI can help you manage loss reserves under CECL

Serve more borrowers and protect your portfolio with Portfolio Playbook™

Portfolio Playbook is a suite of mortgage product solutions designed to help you stretch beyond GSE limits to offer more flexible financing options to a broad spectrum of borrowers, reduce your exposure to credit risk, optimize your capital, and reduce your loss reserve allowance.

Explore each solution below. To get more information, complete the form and an MGIC representative will reach out to you promptly.

View product matrix

View program overview

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Portfolio Playbook products and premium plans

Playbook Pro™

Develop your loan portfolio on a secure foundation with MI using our core Portfolio Playbook product.

Product descriptionOverview

Medical and Dental Pro

Make a house call for doctors and dentists.

Product descriptionOverview

WealthBuilder Pro™

Help 100% LTV borrowers boost equity fast.

Product descriptionOverview

Super Jumbo Pro™

Provide more financial options to higher-income, well-qualified borrowers.

Product descriptionOverview

Portfolio Playbook - One Close Construction Icon

One-Close Construction Pro™

Help borrowers save time and money with long-term financing opportunities for building their dream home.

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Renovation Pro

Help borrowers purchase and renovate with one loan and one close.

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Community Pro™

Customize your community lending offerings with this fresh alternative to the GSEs’ 3% down and the FHA’s 3.5% down programs.

Product descriptionOverview

Second Home

Go beyond Agency loan limits with MGIC Second Home Underwriting Requirements.

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MI to 89.99 Premium Plan

This special premium plan for non-GSE loans optimizes ban capital management with affordable lower coverage and shorter duration MI.

Overview

Additional resources

WealthBuilder Pro™ rates in MiQ

Follow this tutorial to get WealthBuilder Pro rates in MiQ, our rate quote platform.

WealthBuilder Pro™ loans in Loan Center

Follow this tutorial to submit WealthBuilder Pro loans in Loan Center.

Community Pro™ loans in Loan Center

Follow this tutorial to submit Community Pro loans in Loan Center.

MI to 89.99 loans in Loan Center

Follow this tutorial to submit MI to 89.99 loans in Loan Center.

Rural Acreage Properties underwriting features

These guidelines offer long-term financing solutions for borrowers interested in large-acreage residential real estate.

Origination File Document Checklist

Use this checklist to compile your complete loan origination file.

Discover more about our Portfolio Playbook products

To uncover the benefits of enrollment in MGIC's Portfolio Playbook program, complete this form.

Playbook lender bulletins and news

MGIC bulletins communicate changes to our Underwriting Guidelines and/or rates.

MGIC news releases provide the results of our evaluation of industry changes, GSE bulletins, and announcements where we are not changing our Underwriting Guidelines or premium rates.

2024

Release Date	Bulletin or News Number, Topics (effective dates)
01/24/2024	Bulletin #PP01-2024 – Announces updates to product descriptions (1/24/24)

2023

Release Date	Bulletin or News Number, Topics, (effective dates)
10/02/2023	Bulletin #PP03-2023 – Announces updates to product descriptions (10/02/23)
06/21/2023	Bulletin #PP02-2023 – Announces update to Community Pro product description (7/13/23)
01/13/2023	Bulletin #PP01-2023 – Announces updates to product descriptions (01/13/23)

Portfolio Playbook™, WealthBuilder Pro™, Super Jumbo Pro™, One-Close Construction Pro™, Community Pro™ and Playbook Pro™ are MGIC trademarks.

Self-employed borrower worksheets

Our editable and auto-calculating worksheets are available in macro-enabled and macro-free versions.

MGIC Underwriting Guide

View the policies, procedures and guidelines we use to evaluate loans for mortgage insurance.

Order MGIC mortgage insurance

Use Loan Center to order MI quickly and easily.