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portfolio playbook

Line up your portfolio with profitable, non-GSE opportunities

Portfolio Playbook™ is a suite of products designed to reach a broad spectrum of borrowers.

Playbook Pro™ -  proactively protect your portfolio with MI
Community Pro™ - improve low- to moderate-income borrowers' buying power
Super Jumbo Pro™ - help high-income borrowers who prefer liquidity over equity
Rural Acreage Pro™ - provide long-term financing opportunities for large-acreage residential real estate
WealthBuilder Pro™ - boost 100% LTV borrowers' equity fast

Bookmark this page for quick access to:
  • New product offerings
  • The most current product flyers and descriptions
  • Portfolio Playbook announcements
  • Program resources

Playbook Lender Bulletins & News

MGIC bulletins announce changes to our Underwriting Requirements and/or rates.
MGIC news releases provide the results of our evaluation of industry changes, GSE bulletins, and announcements where we are not changing our Underwriting Requirements or premium rates.

2017

Date Bulletin or News Number, Topics, (effective dates)
03/31/2017 Bulletin #PP02-2017 announces updates to our Portfolio Playbook program (03/31/17)
01/03/2017 Bulletin #PP01-2017 announces updates to our premium rate adjustments (01/03/17)
 
 
 
 
 
 
 
 

Portfolio Playbook Resources

Portfolio Playbook Program Overview
Portfolio Playbook Product Matrix
MI Fundamentals
The Best Defense
Medical/Dental Overview
Which MI Solution is Right for You?

Fill out this form to:

  • Learn about the benefits of enrollment in MGIC's Portfolio Playbook program
  • Discuss your portfolio needs and share your perspective on portfolio

Playbook Pro™

Proactively protect your portfolio with MI through our Playbook Pro product

With LTVs up to 97% and loan amounts up to $650,000, Playbook Pro™:

  • Answers the majority of your owner-occupied, primary residence financing needs
  • Expands your capabilities for providing lending solutions to a broad spectrum of borrowers — from first-time to move-up buyers
  • Allows you to determine your own coverage levels
  • Offers flexible financing options beyond the 30-year, fixed-rate mortgage

Playbook Pro MI can help your borrowers:

  • Increase their buying power
  • Expand their cash-flow options
  • Reduce their monthly mortgage payment

Community Pro™

Show low- to moderate-income borrowers you'll go the whole 9 yards to get them to their goal

Our Community Pro™ product presents a fresh alternative to the GSEs’ 3% down and the FHA’s 3.5% down programs:

  • Differentiate yourself in the eyes of real estate agents
  • Set your own rules: household income limits; geographic target areas, regardless of income; first-time homebuyer status; counseling requirements; and MI coverage
  • Finance down payment and closing cost assistance up to 105% CLTV
  • Satisfy community lending goals and expectations

Community Pro can help your borrowers:

  • Increase their buying power
  • Expand their cash-flow options
  • Reduce their monthly mortgage payment

Super Jumbo Pro™

Help high-income earners who prefer liquidity over equity with our Super Jumbo Pro product

Go above and beyond Agency loan limits to better serve your clients with Super Jumbo Pro™, designed for higher-income, well-qualified borrowers and offering:

  • Loan amounts exceeding $650,000
  • LTVs up to 95%
  • Peace of mind that your high-LTV, high-balance portfolio is insured

Super Jumbo Pro can help your borrowers:

  • Increase their buying power
  • Expand their cash-flow options
  • Reduce their monthly mortgage payment

Rural Acreage Pro™

Help borrowers go for big yardage gains with our Rural Acreage Pro product

Our Rural Acreage Pro™ product offers borrowers long-term financing opportunities for large-acreage residential real estate and opens doors for real estate agents when the opportunity arises.

Rural Acreage Pro allows:

  • Borrowers whose primary business/vocation is generally something other than farming
  • LTVs to 97%
  • Loan amounts to $1,500,000

Rural Acreage Pro can help your borrowers:

  • Put less money down when buying large-acreage rural properties
  • Gain financing flexibility to buy large-acreage properties
  • Enjoy a rural lifestyle with an affordable, conventional high-LTV mortgage

WealthBuilder Pro™

Strategic financing using WealthBuilder Pro boosts 100% LTV borrowers' equity fast. (You must be approved for this program.)

Our WealthBuilder Pro™ product is an equity-accelerating machine, that:

  • Features a combination of a shorter amortization term and an optional permanent buydown
  • Is perfect for borrowers with greater capacity to repay
  • Puts first-time homebuyers on a path to more rapid savings through paid-in home equity
  • Allows 100% LTV loans with a term up to 20 years, enabling borrowers to repurpose proceeds from the down payment to further buy down the rate, enhancing the loan’s wealth-creating power
  • Differentiates you in the market by offering a prudent, 100%-financing program

WealthBuilder Pro can help your borrowers:

  • Maintain purchasing power with a shorter-term loan
  • Quickly build equity
  • Maximize financial flexibility
  • Reduce their monthly payment as a result of earlier borrower-paid MI termination

Resources

Overview

Product Description (03/17)

Rate Card (01/17)

Co-Brandable Consumer Flyer

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Learn More

Fill out the form to learn more about the benefits of enrollment in MGIC's Portfolio Playbook program

Portfolio Playbook | WealthBuilder Pro

which MI solution is right for you?

Choosing the right amount of mortgage insurance coverage starts with understanding what your goals are. Put up your best defense with help from our Portfolio Playbook lineup.
Portfolio Playbook Deep Coverage
Portfolio Playbook moderate coverage
Portfolio Playbook light coverage

Reduce credit losses with mortgage insurance

The core value of mortgage insurance is protection against losses due to borrower default. Market conditions can have a dramatic impact on losses.

Learn more

Reduce your reserving requirements and minimize earnings volatility

MGIC mortgage insurance can help you get ready for the new "Current Expected Credit Loss" (CECL) accounting standard.

Learn more

Optimize capital utilization

Use mortgage insurance to optimize capital and meet regulatory requirements.

Learn more

Portfolio Playbook™, Community Pro™, Playbook Pro™, Rural Acreage Pro™, Super Jumbo Pro™ and WealthBuilder Pro™ are MGIC trademarks.

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