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Look to our Underwriting Guide and summaries for our most current guidelines, which outline loan, borrower and property eligibility for mortgage insurance coverage.
We work closely with state and local Housing Finance Agencies (HFAs) and support these mission-driven mortgage investors with marketing, training, homebuyer education and certification programs and more
Use MGIC MI to meet your community's diverse mortgage financing needs while reducing your exposure to credit risk, optimizing your capital utilization and reducing loan loss reserves
Originate a new loan through refinancing while we processes it as a modification, keeping existing mortgage insurance coverage intact
An ideal option for low- to moderate-income families with minimal savings to apply toward the purchase of their first home
An ideal loan option for qualifying families with minimal savings to apply toward the purchase of their first home