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The latest credit updates from Mike Olden – Episode 45

Mike Olden, VP – Sales & Education, American Reporting Company (ARC)

MGIC’s Alexis Panaro brings you the highlights of a credit conversation with Mike Olden, American Reporting Company's (ARC) vice president of sales & education.

In this episode, Mike shares insights on:

  • The basics of trigger leads
  • Why and how to encourage borrowers to opt out from solicitations
  • What drives credit report costs as well as strategies to mitigate those costs
  • Current medical debt-reporting thresholds and delays
  • Student loan delinquency rates and servicer options

These insights were gleaned from a recent live webinar with Mike. Watch the full recording for more!

Webinar: Credit Scores & Credit Reporting Updates

Additional credit resources to use with borrowers

The opinions and insights expressed in this Q&A are solely those of its interviewee and do not necessarily represent the views of either Mortgage Guaranty Insurance Corporation or any of its parent, affiliates, or subsidiaries (collectively, “MGIC”). Neither MGIC nor any of its officers, directors, employees or agents makes any representations or warranties of any kind regarding the soundness, reliability, accuracy or completeness of any opinion, insight, recommendation, data, or other information contained in this blog, or its suitability for any intended purpose.

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mike olden

Mike Olden, VP Sales & Education, American Reporting Company (ARC)

At American Reporting Company, Mike’s primary responsibility is managing and developing new business with banks, credit unions, and mortgage bankers. Mike has worked in the mortgage banking industry since 1984 and at American Reporting Company since 1997. Mike also helps develop and deliver educational programs related to credit reporting and credit scoring for ARC clients, non-profit housing partners, and first-time homebuyers. He is certified to teach continuing education to real estate agents in Washington, Oregon, and Hawaii; and has been a featured presenter to national audiences. Mike is a former board member of the Puget Sound Mortgage Lenders Association and the Community Homeownership Center. He served on the Mortgage Bankers Association State & Local Advisory Council from 2005 to 2007 and was president of the Seattle Mortgage Bankers Association for the 2004/2005 term.