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portfolio playbook: MI solutions for portfolio lenders

Expand your reach. Protect your portfolio.

The importance of MI to your portfolio

If your portfolio is home to residential mortgages, especially those with LTVs exceeding 80%, you may be vulnerable when it comes to credit risk, higher capital requirements and higher loss reserve allowances.

Learn how MI can protect you from credit losses

Explore how different levels of MI coverage can meet your portfolio needs

Serve more borrowers and protect your portfolio with Portfolio Playbook™

Portfolio Playbook is a suite of mortgage product solutions designed to help you:

  • Stretch beyond GSE limits to offer more flexible financing options to a broad spectrum of borrowers
  • Reduce your exposure to credit risk
  • Optimize your capital
  • Reduce your loss reserve allowance

Portfolio Playbook program overview

Portfolio Playbook product matrix

Portfolio Playbook products and premium plans

Playbook Pro™

Develop your loan portfolio on a secure foundation with MI using our core Portfolio Playbook product.

WealthBuilder Pro™

Help 100% LTV borrowers boost equity fast.

Super Jumbo Pro™

Provide more financial options to higher-income, well-qualified borrowers.

One-Close Construction Pro™

Help borrowers save time and money with long-term financing opportunities for building their dream home.

Renovation Pro

Help borrowers purchase and renovate with one loan and one close.

Community Pro™

Customize your community lending offerings with this fresh alternative to the GSEs’ 3% down and the FHA’s 3.5% down programs.

Second Home

Go beyond Agency loan limits with MGIC Second Home Underwriting Requirements.

MI to 89.99% Premium Plan

This special premium plan for non-GSE loans optimizes bank capital management with affordable lower coverage and shorter duration MI.

Fill out this form to:

  • Learn about the benefits of enrollment in MGIC’s Portfolio Playbook program
  • Discuss your portfolio needs and share your perspective on portfolio lending

Portfolio Playbook resources

Medical/Dental underwriting features

Rural Acreage Properties underwriting features

Mortgage insurance basics

Playbook lender bulletins and news

MGIC bulletins announce changes to our Underwriting Requirements and/or rates.

MGIC news releases provide the results of our evaluation of industry changes, GSE bulletins, and announcements where we are not changing our Underwriting Requirements or premium rates.


Date Bulletin or News Number, Topics, (effective dates)
12/29/2020 Bulletin #PP04-2020 announcing increases to loan amount limits (12/29/2020)
07/01/2020 Bulletin #PP03-2020 announcing updates to Product Descriptions (07/01/2020)
04/30/2020 Bulletin #PP02-2020 announcing upcoming changes to products (6/1/2020)
03/01/2020 Bulletin #PP01-2020 announcing updates to Product Descriptions based on new Underwriting Guidelines (3/1/2020)


Date Bulletin or News Number, Topics, (effective dates)
12/20/2019 Bulletin #PP02-2019 announcing increases to loan amount limits (12/20/19)
08/19/2019 Bulletin #PP01-2019 introducing Renovation Pro (08/19/19)
Portfolio Playbook™, WealthBuilder Pro™, Super Jumbo Pro™, One-Close Construction Pro™, Community Pro™ and Playbook Pro™ are MGIC trademarks.

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