Portfolio lending
The importance of MI to your portfolio
If your portfolio is home to residential mortgages, especially those with LTVs exceeding 80%, you may be vulnerable when it comes to credit risk, higher capital requirements and higher loss reserve allowances.
MI can protect you from credit losses
Different levels of MI coverage can meet your portfolio needs
Serve more borrowers and protect your portfolio with Portfolio Playbook™
Portfolio Playbook is a suite of mortgage product solutions designed to help you stretch beyond GSE limits to offer more flexible financing options to a broad spectrum of borrowers, reduce your exposure to credit risk, optimize your capital, and reduce your loss reserve allowance.
Explore each solution below. To get more information, complete the form and an MGIC representative will reach out to you promptly.
Portfolio Playbook products and premium plans
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Playbook Pro™
Develop your loan portfolio on a secure foundation with MI using our core Portfolio Playbook product.
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Community Pro™
Customize your community lending offerings with this fresh alternative to the GSEs’ 3% down and the FHA’s 3.5% down programs.
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Super Jumbo Pro™
Provide more financial options to higher-income, well-qualified borrowers.
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One-Close Construction Pro™
Help borrowers save time and money with long-term financing opportunities for building their dream home.
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Renovation Pro
Help borrowers purchase and renovate with one loan and one close.
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Second Home
Go beyond Agency loan limits with MGIC Second Home Underwriting Requirements.
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MI to 89.99 Premium Plan
This special premium plan for non-GSE loans optimizes ban capital management with affordable lower coverage and shorter duration MI.
Additional resources
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WealthBuilder Pro™ rates in MiQ
Follow this tutorial to get WealthBuilder Pro rates in MiQ, our rate quote platform.
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WealthBuilder Pro™ loans in Loan Center
Follow this tutorial to submit WealthBuilder Pro loans in Loan Center.
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Community Pro™ loans in Loan Center
Follow this tutorial to submit Community Pro loans in Loan Center.
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MI to 89.99 loans in Loan Center
Follow this tutorial to submit MI to 89.99 loans in Loan Center.
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Rural Acreage Properties underwriting features
These guidelines offer long-term financing solutions for borrowers interested in large-acreage residential real estate.
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Origination File Document Checklist
Use this checklist to compile your complete loan origination file.
Discover more about our Portfolio Playbook products
To uncover the benefits of enrollment in MGIC's Portfolio Playbook program, complete this form:
Playbook lender bulletins and news
MGIC bulletins announce changes to our Underwriting Requirements and/or rates. MGIC news releases provide the results of our evaluation of industry changes, GSE bulletins, and announcements where we are not changing our Underwriting Requirements or premium rates.
2024
| Release Date | Bulletin or News Number, Topics, (effective dates) |
| 01/24/2024 | Bulletin #PP01-2024 announcing updates to product descriptions (01-24-2024) |
2023
| Release Date | Bulletin or News Number, Topics, (effective dates) |
| 10/02/2023 | Bulletin #PP03-2023 announcing updates to product descriptions (10-02-2023) |
| 06/21/2023 | Bulletin #PP02-2023 announcing update to Community Pro product description (07-13-2023) |
| 01/13/2023 | Bulletin #PP01-2023 announcing updates to product descriptions (01-13-2023) |
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MGIC Underwriting Guide
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Order MGIC mortgage insurance
Use the Loan Center to order mortgage insurance quickly and easily.