MGIC Underwriting Guide
Our Underwriting Guide (UWG) provides the policy, procedures and guidelines we use to evaluate loans for mortgage insurance. On a case-by-case basis, we will consider insuring loans that don’t meet requirements stated in our Guide. We’ve organized our Guide as follows:- Section 1 – Doing Business with MGIC provides information about working with us
- Section 2 – MGIC Go! Loans focuses on loans with a valid DU Approve or Loan Product Advisor Accept response
- Section 3 – Standard Loans covers loans that are not processed through an Agency AUS or that do not qualify for MGIC Go!
Underwriting Summaries
The following summaries highlight our most common loan programs. They do not replace our Underwriting Guide, which contains definitions and full details.Housing Finance Agencies (HFAs) (1/22/2026)
Community Lending Summary (1/22/2026)
Guam, includes Go! (1/22/2026)
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