Danny García-Vélez, VP Business Development
Danny García-Vélez joined MGIC in June 2017 as a Senior Marketing Program Manager. Under his direction, his team developed and executed MGIC’s community lending efforts, including researching, designing and implementing business and marketing strategies across the customer channels of Credit Unions, Community Banks and Housing Finance Agencies. In August 2020, Danny was promoted to MGIC Vice President of Business Development. Prior to joining MGIC, Danny was the Vice President of Programs and Counseling for the Homeownership Preservation Foundation (HPF), a national nonprofit that provides financial coaching and counseling to at-risk consumers through the Homeowners Hope Hotline. Danny managed the organization’s operations and relationships with mortgage servicers, investors, GSEs and government. He lives in Wauwatosa, Wisconsin with his wife, three children and one dog.
Garrett A. Hartzog - Policy and Industry Relations Director
Garrett A. Hartzog joined MGIC in 2016 and is currently a Policy and Industry Relations Director. His work here has cut across organizational boundaries, including establishing a channel to insure seasoned loans on a bulk basis, supporting MGIC’s public policy and government relations work, and evaluating new product and partnership opportunities. Since 2004, Garrett has held a variety of Mortgage Insurance related roles at PMI Mortgage Insurance, Bank of America, and the Federal Housing Finance Agency (FHFA). He earned his Master of International Business Studies from the Darla Moore School of Business at the University of South Carolina, where he was in the German track and focused on coursework in Finance and Marketing. Garrett also holds a Bachelor of Science in Business Administration from the McDonough School of Business at Georgetown University, with a major in Finance and minors in Computer Science and Theology.
Margaret Crowley, MGIC VP Marketing and Customer Experience
Margaret Crowley is Vice President of Marketing & Customer Experience at MGIC. She and her team are responsible for developing and executing marketing strategies to support the field sales team and business partners nationwide. In addition, Margaret leads MGIC’s Customer Experience efforts. Margaret has been with MGIC for over 30 years and held a variety of technology and marketing positions. Margaret holds a bachelor’s degree in business from Alverno College
Sal Miosi, President and Chief Operating Officer, MGIC
Sal Miosi joined MGIC in 1988 and is currently the President and COO of MGIC. Prior to being appointed to that role, he served as MGIC's Executive Vice President–Business Strategies & Operations from 2017 to 2019, Senior Vice President–Business Strategies & Operations from 2015 to 2017 and its Vice President of Marketing from 2004 to 2015. Before then, he held a variety of leadership positions in the technology, sales and marketing divisions after joining the company in 1988. He holds an MBA from Marquette University and a bachelor's degree from UW-Milwaukee.
Shelley Callaghan - MGIC Sr. Marketing Program Manager
Shelley joined MGIC in the mid-80s and currently serves as a Senior Marketing Program Manager. She is primarily responsible for MGIC's online and classroom technical training programs. Through the years, she’s worn many different hats, including managing an MGIC Underwriting Service Center and working on MGIC's national Field Operations team. Her technical savvy is built on her extensive, practical experience and drives the value she places on a strong technical foundation.
Tom LaMalfa, President, TSL Consulting
Tom LaMalfa is a 35-plus-year veteran mortgage-market analyst and researcher. He has done pioneering work in the areas of secondary markets, wholesale mortgage banking, mortgage brokerages, financial benchmarking and GSE reform. He may be reached by e-mail at Tom.LaMalfa@gmail.com.
Tom Laposki, MGIC, Product Implementation Program Manager Sr.
Tom has been with MGIC for 30 years and currently serves as MGIC’s Product Implementation Program Manager Senior. Prior to this role, Tom worked as a Compliance Manager in Claims, where his responsibilities included heading up corporate efforts to investigate and track fraud and misrepresentation on MGIC business. In addition, Tom leads initiatives to train and bring awareness of fraud issues to the company through participation and attendance of MBA fraud conferences and panel discussions. Tom received his degree from the University of Wisconsin - River Falls in Business Administration and Speech Communications. He lives in Franklin Wisconsin with his wife Kris and two daughters.
Vance Edwards, CMB, MGIC Marketing Program Director
Vance Edwards joined MGIC in 1999 and currently serves as MGIC's Marketing Program Director. Among Vance’s responsibilities is heading up MGIC’s Marketing Promotions Team which oversees MGIC sales training efforts, marketing of MGIC programs and co-branding efforts with MGIC customers. In addition, Vance leads MGIC initiatives with Realtors and consumers, especially first-time homebuyers. He has spoken numerous times to Realtors® and loan originator audiences on topics including: first-time homebuyers, QM, economic overview, mortgage industry, and sales skills. Vance lives in Menomonee Falls, Wisconsin with his wife Carrie and children Hailey and Trevan. Vance is a certified FICO professional and earned a Certified Mortgage Banker ("CMB") designation from the MBA.