Mortgage insurance rates

MGIC rates

MGIC offers lenders both a risk-based pricing model that provides rates tailored to unique loan scenarios and traditional rate card pricing. You can get the right rate for both rate plans through our MiQ rate quote platform.

Contact your MGIC representative if you have questions about your organization’s MGIC pricing model.

If you are a Credit Union, no matter what type of rate plan you are using, you can get the right rate from our MiQ rate quote platform. To view your rate card pricing, click here.

Popular MI premium plans

Compare our 4 most popular premium plans to determine which best suits your borrowers’ needs.

Interested in ways to leverage mortgage insurance to build relationships and grow your business? Learn why 15 can be greater than 20 or contact your MGIC representative.

Get a rate quote

Get the right rate, right now with our MiQ rate quote platform

MiQ stands for Mortgage Insurance Quote, and that’s just what you’ll get. Whether your organization has opted for risk-based or rate card pricing, get MI quotes in a snap through our easy-to-use rate quote platform. Complete as few as 4 fields of info to get an instant quote.

Learn more about MiQ.

LOS and PPE platforms

Get our rates — and order mortgage insurance where applicable — without leaving your loan origination system or product pricing engine.

For your reference

Coverage requirements & exposure

Look up Agency and charter-level coverage requirements and determine exposure and various levels of coverage.

Refunds

We offer refundable and non-refundable Premium plans. Premium refundability is specified on each loan's insurance Commitment/Certificate.