Mortgage insurance rates

Rates at your fingertips

Get MGIC rates through MiQ, our Rate Finder or rate cards, published right here on our website – or through the industry’s top loan origination systems (LOS) and pricing platforms.

MiQ

Our risk-based pricing engine, MiQ, stands for Mortgage Insurance Quote. Complete as few as 4 fields of info and you will get an instant quote.

Rate Finder

Our Rate Finder is a short, simple form requiring minimal data entry. Get comprehensive rate quotes and email the PDFs.

Rate cards

See our rate cards for borrower-paid and lender-paid mortgage insurance along with descriptions of each of our rate programs.

• Borrower-paid mortgage insurance rate cards – Select these rates based on the property's location
• Lender-paid mortgage insurance rate cards – Select these rates based on lender location

Rates and adjustments are subject to state regulatory approval and are subject to change. Additional rates may also be available. For questions regarding state approvals and additional rates, please contact your MGIC representative.

MI premium plans

Compare our 4 most popular premium plans to determine which best suits your borrowers' needs.

Mortgage comparison calculator with private mortgage insurance

Explore scenarios for your borrowers using a mortgage calculator with PMI.

Coverage requirements & exposure

Look up Agency and charter-level coverage requirements and determine exposure and various levels of coverage.

Refunds

We offer refundable and non-refundable Premium plans. Premium refundability is specified on each loan's insurance Commitment/Certificate.

Rate filing status

When premium rates change, we file the changes with each state’s insurance department.

LOS and PPE platforms

Get our rates — and order mortgage insurance where applicable — without leaving your LOS or PPE platform.