Scott Reuter is the chief appraiser and Single-Family’s director of valuation at Freddie Mac. He is a certified general appraiser with over 35 years of experience in valuation, appraisal and collateral risk management concerns. Prior to Freddie Mac, he held management positions with Bank of America, Goldman Sachs and GE. Reuter was recognized in 2021 as the CRN (Collateral Risk Network) “Valuation Visionary” and was a recipient of GE’s prestigious “Americas Award” for Outstanding Contribution to the Business. He holds a B.A. from The Ohio State University and has completed the Executive Leadership Program at Cornell University.

Appraising residential real estate since 1992, Sean Murphy manages the Freddie Mac team of appraisal experts in the redesign of the Uniform Residential Appraisal Report (URAR), a joint effort with Fannie Mae to update the Uniform Appraisal Dataset (UAD) to reflect changes to the appraisal industry, address future appraisal needs, and facilitate ongoing digitization in the appraisal process and the mortgage industry. He was originally hired by Freddie Mac for the creation and design of Loan Collateral Advisor®, a web-based tool that analyzes appraisal reports and provides a view of appraisal quality and valuation risk. Prior to Freddie Mac, Murphy supervised the calibration of the cost and market models for all residential real estate assessments for Fairfax County, Virginia’s most-populated county.